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Finance Fridays


I am thrilled to introduce a segment of the blog called Finance Fridays. I will cover financial tips that have not only helped me but also those around me.

As someone in the finance industry for several years, I have learned so much that I would like to share all of it with you. There is a wide variety of self-help business books, finance gurus (such as Suze Orman), and unlicensed finance professionals handing out advice. What all this tells me is that only YOU can fix your fnance woes. And, believe me, you can do it with no sweat.

Now, my history with finance dates back to when I turned 18 - when I received my first credit card during my first week in college. Debt sounds like such an ugly word today, but it sounded great back then. I could buy now and pay later - much later.

Fast forward to the end of college, when I had several accounts in collections. I couldn't even open a bank account! Through all this time, I was working at least 25 hours a week while going to college full time during the day.

What enlightened me? A public TV station was airing a speech by Suze Orman, and it could have been for her book Young Broke and Fabulous, but I'm not sure. She was talking to the audience about steps to take to clean up debt. I sprinted to the nearest library and checked out her book, where she included a letter template to send to creditors to begin payment plans. I thought no way can I afford payments, but her book helped me make a budget and I knew I could do it. And, I did it!

I'll share more details with you so you can follow them and be financially fit.

When was your first debt experience? I'd love to find out how you handled it.

Diana

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